Money Saving Expert Martin Lewis has urged everyone to consider where they keep their cash and potentially think about switching banks ahead of an expected interest rates cut next month

The money-saving guru has encouraged Brits to ensure they are getting the right bank account, as easy-access rates change up and down the country

The Money Saving Expert is urging Brits to act now and check their savings accounts as easy-access rates change up and down the country

According to MSE, Nationwide is currently offering £175 for free if you switch to its FlexDirect account. And switching to the Co-op Bank at the moment could also mean you qualify for a free £150.

Mr Lewis, the BBC Sounds star, has explained how two high street banks have brought back cash incentives to switch.

You could top-up your budget for Christmas this year with a sizeable sum of money simply by switching bank accounts.

While it may seem like a pain to move finances around, it could see you gain some extra cash for little effort.