Understanding Federal Reserve's Role in Mortgage Rates

What This Week's Fed Decision Means for Mortgage Rates
Policy changes from the Fed: When the Fed adjusts the federal funds rate, it spills over into many aspects of the economy, including mortgage rates. The federal funds rate affects how much it costs banks to borrow money, which in turn affects what banks charge consumers to make a profit.
Mortgage rates decline slightly, but help from the Fed isn’t coming
Federal Reserve officials are almost certain to leave benchmark rates unchanged on Wednesday, which would end a run of three straight cuts.
Understanding the Federal Reserve's Role in Mortgage Rates
Learn how Fed meetings affect mortgage rates and what it means for borrowers. Discover trends, impacts, and expert predictions on mortgage rates.
With Mortgage Rates Near a 4-Week Low, How Much Would Your Monthly Payment Be?
Mortgage rates are up just a couple of basis points since last week, keeping them near their post-Christmas low. Rates on new 30-year fixed-rate loans averaged 6.98% on Friday, as compared to the 4-week low of 6.93%. 15-year loans saw their Friday-to-Friday average rise a more sizable 8 basis points, now up to 6.14%.
Mortgage Predictions Weekly: What Fewer Fed Cuts Mean for Homebuyers
Even the Federal Reserve, which sets a short-term benchmark interest rate for lenders, only indirectly impacts the mortgage market. The Fed is expected to hold interest rates stea
Today's Mortgage Rates | Rates May Not Drop Much This Year
These are today's mortgage and refinance rates. Mortgage rates may only drop a little bit this year since the economy is still running strong.
Mortgage rates saw their first drop in six weeks — and this is the No. 1 mortgage provider in January 2025
We analyzed mortgage reviews on 10 major financial sites to find out which providers landed on the most “best mortgage” lists
The Fed sent stocks spiraling after its last meeting, and now the central bank is expected to leave interest rates untouched on Wednesday
The Fed signaled as much at its last meeting in December, when the central bank delivered an interest cut, but hinted that it ...
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Today's best savings rates
A year ago, the best savings rates were over 5% APY. But as inflation showed signs of cooling toward the end of the year, the ...
Federal Reserve expected to stand pat on rates even as Trump demands cuts
With healthy hiring and some progress on inflation, Fed official have said that the pace of rate cuts will slow this year.
Why you may be getting 'shortchanged' on certificate of deposit interest rates, researcher says
It's often a better deal for consumers to pick a long-term certificate of deposit and pay an early withdrawal penalty than ...
Mortgage Rates Holding Near 2025 Low
Friday, ending the week just a few basis points above their lowest level of the new year. Many other loan types also saw ...
New Zealand central banker says rates moving toward neutral
A New Zealand central banker on Wednesday said the official interest rate will tend towards neutral in the absence of future ...
UGI proposes Natural gas rates could increase for some Pennsylvania users
UGI Utilities, Inc. has filed a request with the Pennsylvania Public Utility Commission (PUC) to increase its natural gas ...
Gas company to raise rates in Pa.
Gas Division filed a request on Monday with the Pennsylvania Public Utility Commission to increase its base rates for ...